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HOW TO BUY A CAR You hold keys in negotiations MORTGAGES Do extra payments mean big savings? MANAGING DEBT How to deal with debt BUDGETING Plan to take control IRS TIPS Taxpayers, check your withholding INVESTING IN ART Be sure to buy what you like FINANCIAL PRIVACY Congress acting to weaken recently passed bill TAX TIP Teachers should save receipts for educators' deduction HOME INSURANCE Rising rates raise coverage issues LIFE INSURANCE Life settlements can help those whose finanacial needs lie elsewhere EDITOR Mark van de Kamp 564-5212 DESIGNER Rudy Ropp 564-5119 WRITERS Morgan Green, Frank Nelson, Chuck Schultz, Thomas Schultz, Maria Zate PHOTOGRAPHERS Rafael Maldonado Steve Malone COVER Mike Eliason created the photo illustration ONLINE EDITOR Sherrie Waggener 564-5188 newspress.com |