Barlett Pringle Wolf

Business First National Bank

The Money Camp

SBCC Adult Education

Santa Barbara Bank & Trust

Santa Barbara County's United Way

Smith Financial

South Coast Community Federal Credit Union

Tremblay Financial Services

Tri-County Office Furniture

Washington Mutual Home Loans

Wealth Planning Advisors, Inc.

Wells Fargo Home Mortgage

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HOW TO BUY A CAR
You hold keys in negotiations

MORTGAGES
Do extra payments mean big savings?

MANAGING DEBT
How to deal with debt

BUDGETING
Plan to take control

IRS TIPS
Taxpayers, check your withholding

INVESTING IN ART
Be sure to buy what you like

FINANCIAL PRIVACY
Congress acting to weaken recently passed bill

TAX TIP
Teachers should save receipts for educators' deduction

HOME INSURANCE
Rising rates raise coverage issues

LIFE INSURANCE
Life settlements can help those whose finanacial needs lie elsewhere

COVER PAGE

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